Category:Articles

A

• A Comparative Analysis of Retirement Portfolio Success Rates: Simulation Versus Overlapping Periods
• A Comparison of Models Describing the Impact of Moral Decision Making on Investment Decisions
• A Discretionary Wealth Approach for Investment Policy
• A Further Examination Of The Validity Of The Kansas Marital Satisfaction Scale: Implications For Financial Consultants
• A Generalizable Scale of Propensity to Plan: The Long and the Short of Planning for Time and for Money
• A Grading System for Evaluating Internet Life Insurance Needs Calculators
• A NAV a day keeps the inefficiency away? Fund trading strategies using daily values
• A new model for retirement education and counseling
• A Preliminary Assessment of Financial Practices: The Financial Fitness Quiz
• A Pressing Issue for Financial Planning
• A Profile Of Consumers With High-Rate Home Loans
• A study of for-credit introductory personal financial planning courses
• A Survey Of Investment Literacy Among Online Investors
• A workplace and gender-related perspective on financial planning information sources and knowledge outcomes
• Accounting and the construction of the retired person
• Accredited Financial Counselor: The State of the Designation
• Adult Preferences for the Delivery of Personal Finance Information
• After-tax value of annuities
• Age Banding: A Model for Planning Retirement Needs
• Aging and Housing Equity
• Amount and Sources of Income of Older Households in Mexico
• An alternative approach to after-tax valuations
• An analysis of single-stock futures trading in the U.S.
• An analysis of the importance of personal finance topics and the level of knowledge possessed by working adults
• An empirical investigation of personal financial risk tolerance
• An Improved Measure of Risk Aversion
• Analysis of Factors Relating to Success on the CFP® Certification Examination
• Analysis of Mortgage Default Clients and Mortgage Default Counseling at a Housing Counseling Agency
• Applying a Needs Based Approach to Disability Insurance Planning
• Applying the Transtheoretical Model of Change to Consumer Debt Behavior
• Are Families Who Use E-Banking Better Financial Managers?
• Are retail S&P 500 index funds a financial commodity? Insights for investors
• Are the AAII stock screens a useful tool for investors?
• Are the Portfolios of Older Worker Households Efficient?
• Are There Diversification Benefits Among TIAA-CREF Retirement Funds?
• Are You Putting Your Clients in a Box?
• Assessing Financial Risk-Tolerance Attitudes Using Semantic Differential Scales
• Assessing the Use and Usefulness of Current Financial Resources for Civilian Military Spouses
• Asset allocation decisions of mutual fund investors
• Asset Location and Integration, Several Old and New Ideas
• Asset Ownership by Black and White Families
• Authenticity: What Consumers Really Want
• Automatic investment plans: realized returns and shortfall probabilities

B

• Baby Boomers and Home Equity Borrowing
• Baby Boomers in Retirement: Challenges and Opportunities for Financial Planners and Counselors
• Bad Choices in Efficient Markets: A Justification for the Study of Personal Finance
• Betting on death and capital markets in retirement: A shortfall risk analysis of life annuities versus phased withdrawal plans
• Beyond Monte Carlo: A Replacement for a Misunderstood Practice
• Breakeven holding periods for tax advantaged savings accounts with early withdrawal penalties
• Building Trust by Wasting Time
• Business, Family, And Resource Intermingling Characteristics As Predictors Of Cash Flow Problems In Family Owned Businesses

C

• Can the Poor Save?
• CAT BONDS AND OTHER RISK-LINKED SECURITIES, STATE OF THE MARKET AND RECENT DEVELOPMENTS
• Catch-Up Strategies for Late Savers: A Toolkit for Financial Professionals
• Changes in financial risk tolerance, 1983–2001
• Changes in Health, Negative Financial Events, and Financial Distress/Financial Well-Being for Debt Management Program Clients
• Characteristics of Consumers Targeted and Neglected by Credit Card Companies
• Characteristics of Recent Adjustable-rate Mortgage Borrowers
• Characteristics Of Risk Preferences: Revelations From Grable & Lytton’s 13-Item Questionnaire
• Choosing Between Tax-Advantaged Savings Accounts: A Reconciliation of Standardized Pretax and After-Tax Frameworks
• Claims reserving, A correlated Bayesian model
• Client Relationships and Family Dynamics: Competencies and Services Necessary for Truly Integrated Wealth Management
• Client-Centered Professional Financial Planning, Overcoming Challenges and Creating Opportunities for the Profession
• Clustering Users of Multiple Sources of Information for Saving and Investment
• Code Sec. 72(t) and Substantially Equal Periodic Payments - Part I
• College Students' Knowledge and Use of Credit
• Commercial Real Estate Valuation: Fundamentals versus Investor Sentiment

C cont.

• Commitment, Risk, and Consumption, Do Birds of a Feather Have Bigger Nests?
• Comparing mean variance tests with stochastic dominance tests when assessing international portfolio diversification benefits
• Completing Debt Management Plans in Credit Counseling: An Application of the Theory of Planned Behavior
• Conflicts of Interest in Financial Intermediation
• Consensus Market Forecasts: Too Risky To Rely On Experts
• Constant Mix Portfolios and Risk Aversion
• Constructing Age-Dependent Portfolios
• Consumer Information Search When Making Investment Decisions
• Consumption Commitments, Neoclassical Foundations for Habit Formation
• Contracting for Collaborative Services
• Control over money and the savings decisions of Canadian households
• Correlation and Volatility Dynamics in REIT Return: Performance and Portfolio Cosiderations
• Country Risk and International Portfolio Diversification for the Individual Investor
• Covered Call Writing As A Strategy For Small Investors
• Credit Card Practices of Vietnamese and Laotian Newcomers to Canada: A 10-year Longitudinal Perspective
• Credit Cards Held by College Students
• Cubes and the Individual Investor

D

• Debit Card Usage: An Examination of its Impact on Household Debt
• Decomposing the U. S. External Returns Differential
• Delaying Social Security payments: a bootstrap
• Determinants Of Subjective And Objective Risk Tolerance
• Determining a mutual fund’s equity class
• Determining the Saving Rate Necessary for a Comfortable Retirement
• Development Of A National Certification Examination For Homeowner Educators And Housing Counselors
• Difficult Questions from Clients: How Practitioners Respond
• Disability income insurance premiums: An investigation of the decision to pre-tax or post-tax the premiums
• Disclosure of information on order execution practices of market centers: How can investors utilize it?
• Distributing excess cash: the role of specially designated dividends
• Diversifying Retirement Portfolios With Computerized Spreadsheets
• Do equity-linked certificates of deposit have equity-like returns?
• Do Precious Metals Shine? An Investment Perspective
• Does Prior Banking Experience Matter? Differences of the Banked and Unbanked in Individual Development Accounts
• Drop-Out from Individual Development Accounts: Prediction and Prevention
• Dynamic Consumption and Portfolio Decisions with Time Varying Asset Returns
• Dynamic retirement withdrawal planning

E

• Easing college students' transition into the financial planning profession
• Economic Derivatives Markets - New Opportunities for Individual Investors
• Educational Desires of Credit Counseling Clients
• Effect of Personal Financial Knowledge on College Students' Credit Card Behavior
• Effect on Net Worth of 15- and 30-Year Mortgage Term
• Embedded options in enhanced certificates of deposit
• Emergency funds and alternative forms of saving
• Employee Education and the Likelihood of Having a Retirement Savings Program
• Employee saving and investment decisions in defined contribution pension plans: survey evidence from the U.K.
• Enhancing Cultural Competence in Financial Counseling and Planning: Understanding Why Families Make Religious Contributions
• Environmental and Biopsychosocial Profiling as a Means for Describing Financial Risk-Taking Behavior
• Estimating Risk Tolerance: The Degree of Accuracy and the Paramorphic Representations of the Estimate
• Evidence on the profitability of credit card arbitrage
• EVOKE™: A Life Planning Methodology for the Coming Revolution in Client Relationships
• Exact methods for large-scale multi-period financial planning problems
• Expected returns, correlations, and optimal asset allocations
• Exploitable cross autocorrelations among iShares
• Exploring the Design of Financial Counseling for Mortgage Borrowers in Default

F

• Factors Affecting Workers' Retirement Confidence: A Gender Perspective
• Factors Associated with Success on the CFP© Certification Examination
• Factors Influencing the Effectiveness of Relationship Marketing: A Meta-Analysis
• Factors Related to Retirement Confidence: Retirement Preparation and Workplace Financial Education
• Family Economics Research Priorities Set
• Family limited partnerships and control discounts
• Farmland Owners' Land Sale Preferences, Can They Be Affected by Taxation Programs?
• Financial Advisors and Multiple Share Class Mutual Funds
• Financial Behavior and Problems Among University Students: Need for Financial Education
• Financial education and asset allocation
• Financial Education and Consumers' Willingness to Change Behavior
• Financial Information: Is It Related to Savings and Investing Knowledge and Financial Behavior of Teenagers?
• Financial Inhibition, Financial Activation, and Saving for Retirement
• Financial Issues Faced by Marine Corps Families

F cont.

• Financial Knowledge Of Teens And Their Parents
• Financial Literacy and Education Research Priorities
• Financial Literacy Teacher Training: A Multiple-Measure Evaluation
• Financial Management Practices and Money Attitudes as Determinants of Financial Problems and Dissatisfaction in Young Male Australian Workers
• Financial Planner and Baby Boomer Widows: Building a Trusting Relationship
• Financial Planning for Special Needs Children: A Review of Available Information for Parents
• Financial Prudence and Next Generation Financial Strain
• Financial Stress and Absenteeism: An Empirically Derived Model
• Financial vulnerability of small business owners
• Financially Distressed Consumers: Their Financial Practices, Financial Well-being and Health
• Financing Long Term Care: Risk Management Intentions and Behaviors of Couples
• First Time Versus Repeat Filers: The Likelihood of Completing a Chapter 13 Bankruptcy Repayment Plan
• Formulating retirement targets and the impact of time horizon on asset allocation
• Four Key Issues To Guide Future Research In Retirement Planning
• From Single-Family Office to Multifamily Office
• Full Retirement? An Examination of Factors that Influence the Decision to Return to Work

G

• Gender Differences in Personal Saving Behaviors
• Gender Stereotypes in Advisors' Clinical Judgments of Financial Risk Tolerance: Objects in the Mirror Are Closer than They Appear
• Give Your Clients (And Yourself!) an Identity Theft Risk Assessment
• Global Standards and Ethical Stock Indexes, The Case of the Dow Jones Sustainability Stoxx Index
• Goal clarity and financial planning activities as determinants of retirement savings contributions

H

• H.R. 1000 And The Independent Financial Planner
• Harvesting capital gains and losses
• Have the Dogs of the Dow Lost Their Bite?
• Health and Wealth Connections: Implications for Financial Planners
• Health Care Expenses
• Healthcare Costs And Benefits: A Future Direction For Financial Planning Research
• Hedging Real Estate Risk
• Help Your Clients Prepare for Opportunity
• Higher Education Borrowing
• Hitting or missing the retirement target: comparing contribution and asset allocation schemes of simulated portfolios
• HOPE or No-HOPE: Merit-Based College Scholarship Status and Financial Behaviors Among College Students
• Household debt over the life cycle
• Household Income, Asset Allocation, and the Retirement Decision
• How analytical is your financial advisor?
• How Behavioral Finance Can Assist Financial Professionals
• How Can a Ratings-based Method for Assessing Corporate Social Responsibility (CSR) Provide an Incentive to Firms Excluded from Socially Responsible Investment Indices to Invest in CSR?
• How Financial Analysts Perceive Macroeconomic, Political News, and Technical Analysis Signals
• How prepared is the retirement industry for meeting the needs of retiring american workers?
• How Rural Working Families Use the Earned Income Tax Credit: A Mixed Methods Analysis
• Human Capital Bequest Motives, Risk, and the Purchase of Life Insurance

I

• I Bonds versus TIPS: Should individual investors prefer one to the other?
• Illiquidity and Portfolio Risk of Thinly Traded Assets
• Immigrants and Natives to Wealth: Understanding Clients Based on Their Wealth Origins
• Implications of principal, risk, and returns sharing across savings vehicles
• In search of information content: portfolio performance of The 100 Best Stocks to Own in America
• InCharge Financial Distress/Financial Well-Being Scale: Development, Administration, and Score Interpretation
• Income Quintiles: Examining Changes in the Characteristics of Respondents
• Incorporating Investor Risk Tolerance Into The Financial Planning Process
• Indirect taxation and the welfare effects of altruism on the optimal fiscal policy
• Influence of future time perspective, financial knowledge, and financial risk tolerance on retirement saving behaviors
• Intention To Adopt Online Trading: Identifying The Future Online Traders
• Inter-Observer Risk-Tolerance Agreement Between Husbands And Wives
• Investing in Mad Money: price and style effects
• Investment management and personality type
• Investor Sentiment in the Stock Market
• IRA Investment Stratagies For Retirement Wealth Maximization
• Is a 30-Year Mortgage Preferable to a 15-Year Mortgage?
• Is momentum investing a viable strategy for individual investors?
• Is Time Running Out? Savings and Investments of Renters Nearing Retirement Age
• Is Trust a Bad Investment?
• Issues With 412(i) Plans

K

• Keeping Ethical Investment Ethical, Regulatory Issues for Investing for Sustainability
• Knowledge vs. Knowledge Perception: Implications for Financial Professionals

L

• Learning from mistakes: What do inconsistent choices over risk tell us?
• Life-Event Segmenting Offers Optimization of Benefit Effectiveness